Know the final payment date
See how long the commitment lasts and what else will fall due during that period.
Flex
One expense.
A repayment plan you can see.
Spread an eligible expense over an agreed installment schedule. Know every payment date, the applicable charges and the total you will repay before you accept.
The useful number
is the full commitment.
A smaller first payment can make an expense feel easier. Flex is designed around the whole repayment schedule, so you can decide whether it fits your life.
Know the total cost
Compare the expense amount with the total you repay, including the applicable interest and fees.
Keep room for regular spending
An installment joins your other obligations. Review the schedule alongside recurring bills and any existing credit.
Timing, cost
and security.
Choose by the obligation, not only by the amount available.
| Option | Repayment structure | Distinction |
|---|---|---|
| PostPay | Agreed payday-related settlement | Designed for a shorter timing gap. |
| Flex | Agreed installment schedule | Dates and amounts are visible across the term. |
| Asset Flex | Secured-loan agreement | Eligible assets are pledged and liquidation risk applies. |
PostPay
- Repayment structure
- Agreed payday-related settlement
- Distinction
- Designed for a shorter timing gap.
Flex
- Repayment structure
- Agreed installment schedule
- Distinction
- Dates and amounts are visible across the term.
Asset Flex
- Repayment structure
- Secured-loan agreement
- Distinction
- Eligible assets are pledged and liquidation risk applies.
Choose the expense.
Read the whole offer.
Your offer sets eligibility, amount and the available schedule.
Identify the eligible expense
Confirm what can be financed and the available amount. Account access is separate from credit approval.
Review each installment
Check the amount and due date of every payment, including the last one.
Accept only a workable plan
Read the total cost, early-repayment terms and missed-payment consequences before agreeing.
Flex is installment credit. Rates, fees and schedules vary by offer; no standard number of installments is asserted here.
Before choosing installments
Your offer defines the number, amount and dates of installments. Review the actual schedule rather than assuming every expense has the same term.
Check the agreement for whether and how early repayment is allowed, how it changes the cost and whether any charges apply.
No. Credit eligibility and approval are separate from opening or using an account. An offer must be reviewed and accepted before it creates a commitment.
Use the lender’s official support route promptly. The agreement defines the consequences and any options; do not assume a payment can be skipped or moved.
See every repayment.
Then decide.
Discuss the terms available for the expense and timeframe you have in mind.