Pricing and availability

Price the way
you’ll actually use it.

Start with the services you need: accounts and cards, payments, treasury, financing or an integration. Compare service charges, transaction costs and product-specific terms before choosing.

Champagne Finanzer card colour study with ivory ribbon relief on silk.

Compare the cost categories.

Use this as a guide to the charges that matter. These are pricing categories, not a published tariff or a quotation.

ServiceHow it is pricedWhat to review
AccountPlan and account chargesInclusions, limits and any ongoing account fee.
CardIssuance and useDelivery, replacement, usage and applicable foreign exchange charges.
TransfersQuote before confirmationSend amount, exchange rate, fee and total debit.
CreditIndividual product termsRate, fees, repayment schedule and total repayment.
Assets and EarnService-specific costsCustody, trading, strategy and withdrawal charges where applicable.

These are cost categories, not a published price list. Ask for the applicable fee schedule, limits and inclusions for your market before choosing a service.

Ask about pricing

Tell us what
your money needs to do.

The more specific the use case, the more useful the pricing conversation.

For your everyday account

Share your residence, the currencies you use, whether you want a physical card and the transfers you expect to make.

Ask about Personal pricing

For your business

Include entity locations, card users, payment destinations, approximate volumes and approval needs. Add treasury or capital only if relevant.

Ask about Business pricing

For a particular transfer

Compare the total debit and recipient amount at the same time. A low fee alone does not show the effect of the exchange rate.

Read a transfer quote

For borrowing or Earn

Compare the individual product terms. Repayment, collateral, strategy and access conditions can matter as much as the headline rate.

Compare payment options

Include the costs
that are easy to miss.

Use the same amount, destination and service assumptions for each comparison.

Your decisionInclude in the comparison
Getting a cardAccount charges, card issuance, delivery, replacement and usage limits.
Sending abroadSend amount, fee, exchange rate, recipient amount and total debit.
Using creditAmount received, interest, fees, total repayment and payment dates.
Holding or allocating assetsCustody, trading, strategy, withdrawal costs and access conditions.
Running company spendNumber of users and cards, entities, payment volumes and relevant service charges.

Getting a card

Include in the comparison
Account charges, card issuance, delivery, replacement and usage limits.

Sending abroad

Include in the comparison
Send amount, fee, exchange rate, recipient amount and total debit.

Using credit

Include in the comparison
Amount received, interest, fees, total repayment and payment dates.

Holding or allocating assets

Include in the comparison
Custody, trading, strategy, withdrawal costs and access conditions.

Running company spend

Include in the comparison
Number of users and cards, entities, payment volumes and relevant service charges.

Confirm fit.
Then compare cost.

The right price is for a service you can actually use.

  1. Confirm market coverage

    Your residence or incorporation location affects the services available.

  2. Get the applicable schedule

    Ask for the actual inclusions, limits, recurring charges and transaction costs.

  3. Review service-specific terms

    Credit, investment and card products can have separate providers and agreements.

Getting a meaningful price

Get a price for
the way you use money.

Include your market and the services you need. Keep sensitive documents out of the initial enquiry.