Receive and hold
Use the account’s funding details and supported currencies for company money. Keep balances distinguishable by currency and type.
Business accounts
Your operating money.
Ready for the next decision.
Manage balances by currency, follow payment activity and give your team the access it needs. Keep company money connected to supplier payments, cards and treasury decisions.
Arc StudioAS
CASH POSITION
Business EURAvailable€24,800.00
After releasePayment + fee
Estimated after release€23,959.20
Upcoming commitment
Linea ComponentsAwaiting final approval
€840.00Fee on release€0.80
No funds move until the payment is released.
What came in?
What needs to go out?
Before committing money, finance needs the balance and the activity around it.
See payment commitments
Review supplier payments and items waiting for approval alongside available operating money.
Give access by responsibility
Separate the colleague preparing a payment from the approver or auditor reviewing the record.
Keep the financial record
Connect transactions to their references and supporting activity, then use statements and accounting records for review.
A supplier is due.
Your cash view should reflect it.
A pending approval has an expected effect on cash even before funds leave. Use the payment context to decide what to approve and what to keep available for other commitments.
The illustrative business view starts with €24,800 available. A proposed €840 supplier payment and €0.80 fee would leave €23,959.20, before any other activity. The payment remains pending approval.
Follow the payment workflow
Arc StudioAS
PAYMENT REVIEW
Linea ComponentsNeeds your approvalLC-2048Aluminium lamp components
€840.00Approval progress1 of 2
ER
Elena RossiFirst approver
AR
Alex RiveraYour approval is required
Two approvals required
No money moves during review.
No money moves during review.
Make the account fit
the way you operate.
Start with legal entities, currencies and responsibilities.
Confirm the entity
Review business verification, location and service availability for the company opening the account.
Define the money flows
List how money comes in, the currencies you hold and the suppliers or contractors you pay.
Assign authority
Set the roles and approvals for the people preparing, approving and reviewing financial activity.
An account is
the starting point.
Use each product for a distinct operating need.
| Need | Next step |
|---|---|
| Employee or vendor spending | Issue a card with a purpose and appropriate controls. |
| International suppliers | Review recipients, quotes and required approvals. |
| Cash buffers and currency exposure | Bring the position into a treasury review. |
| Funding before revenue arrives | Discuss the purpose and repayment plan with Capital. |
Employee or vendor spending
- Next step
- Issue a card with a purpose and appropriate controls.
International suppliers
- Next step
- Review recipients, quotes and required approvals.
Cash buffers and currency exposure
- Next step
- Bring the position into a treasury review.
Funding before revenue arrives
- Next step
- Discuss the purpose and repayment plan with Capital.
Choosing a Business account
Business verification requirements depend on the entity, jurisdiction and service provider. Expect the relevant company, ownership and authorized-person information to be requested through the approved process.
An Auditor role lets you separate access to records from operational responsibilities. Choose the permissions your accountant needs rather than sharing another person’s credentials.
Supported balances and funding methods depend on the account and market. Confirm the currencies, their legal treatment and conversion routes for your business.
No. Capital requires a separate eligibility and underwriting assessment. An account does not imply a credit approval or limit.
Build the account
around your operation.
Tell us your entity locations, currencies and the payments your team handles.