You run the business
See your operating cash, upcoming commitments and payments awaiting approval before deciding what to fund next.
Explore Business accountsFinanzer Business
Run today’s finances.
Plan your next move.
Connect business accounts, team cards, payments and expenses with approvals and cash visibility. Plan liquidity with Treasury, explore financing with Capital and use Agent to prepare decisions for review.
Arc StudioAS
PAYMENT REVIEW
Linea ComponentsNeeds your approvalLC-2048Aluminium lamp components
€840.00Approval progress1 of 2
ER
Elena RossiFirst approver
AR
Alex RiveraYour approval is required
Two approvals required
No money moves during review.
No money moves during review.
Less time piecing
the payment together.
A supplier needs paying. A colleague needs a card. Month-end needs a complete record. Finanzer connects the money to the work around it.
You run finance
Keep the beneficiary, invoice, funding source and approval trail with the payment. Give each colleague the access their role needs.
See roles and approvalsYour team needs to spend
Issue cards with a purpose and a limit. Connect purchases to receipts, categories and cost centers so finance can review the record.
Explore team cardsReview the payment.
Keep the context.
Before you approve a supplier payment, see who receives it, what it relates to and which account funds it. The approval history shows whose decision is still needed.
In the interactive example, an €840 supplier payment is awaiting one more approval. Review is separate from release, so you can inspect the payment without treating a click as money already sent.
Follow a supplier paymentArc StudioAS
PAYMENT REVIEW
Linea ComponentsNeeds your approvalLC-2048Aluminium lamp components
€840.00Approval progress1 of 2
ER
Elena RossiFirst approver
AR
Alex RiveraYour approval is required
Two approvals required
No money moves during review.
No money moves during review.
Give people room to work.
Set the boundaries first.
Travel, subscriptions and supplier purchases need different controls. Assign cards by employee, department or vendor, with spending rules tied to their purpose.
When the purchase arrives, finance can see the owner, budget and receipt. The expense record follows the transaction into review and accounting export.
Build your spending controls
Arc StudioAS
TEAM SPENDING
Signature•• 4826
Card statusActive
Monthly limit€1,500.00
Online paymentsEnabled
Card details stay in your account
Prepare once.
Review every payment.
Use a beneficiary directory and bulk payment workflow for supplier or contractor runs. Each payment still needs the right destination, funding and authority.
Prepare the beneficiaries
Bring the recipient details, currency, reference and scheduled date together. Confirm new or changed destinations before use.
Review quotes and approvals
Inspect cost, arrival and funding for the available routes. Apply the required approval rules to the proposed payments.
Follow the outcome
Track processing and completion, retain remittance details and resolve exceptions without assuming the whole run succeeded.
A clearer view of
what the business can do next.
Operating money, surplus funds and borrowed capital have different jobs. Keep those decisions connected without treating every balance as interchangeable.
Protect upcoming commitments
Use cash buffers, currency exposure and liquidity planning to understand what needs to remain accessible.
Explore TreasuryFund the gap before revenue arrives
Discuss working capital, receivables or revenue-linked financing around the purpose, timing and repayment capacity of your business.
Explore CapitalPrepare the next decision
Ask Agent to summarize cash or prepare a payment with its source records and approval requirements attached.
See Finanzer AgentPlanning your business setup
Companies with operating accounts, supplier or contractor payments, and team spending to manage. The strongest fit is a business whose money and responsibilities cross currencies, borders or departments.
Yes. Roles and approval rules distinguish the people preparing a financial action from those authorized to approve it. Thresholds and two-person approval can be part of that setup.
The product supports a beneficiary directory and bulk CSV payment preparation. Review supported routes, required fields and approval needs for your setup before planning the migration.
Your entity locations, currencies, payment destinations, approximate payment volumes and current approval process. Include card users and accounting export requirements so the discussion follows your actual workflow.
Bring us your
next payment run.
We can use your suppliers, currencies and approval needs to frame the business conversation. Start with a description, not sensitive financial documents.