An order to fulfill
You need to pay for inventory, inputs or operating costs before the sale turns into cash. Discuss a working-capital facility against that timing.
Bring: the purpose, amount, payment date and expected cash receipts.
Finanzer Capital
Capital for the
business you’re building.
Fund an order, bridge a receivables gap or plan your next stage of growth. Explore working capital, receivables and revenue-linked financing, with eligibility, cost and repayment assessed for your business.
What needs funding?
When will cash come back?
The use of funds and the route to repayment shape the conversation. Different funding needs call for different structures.
An invoice still unpaid
Work has been delivered, but the receivable has not yet converted into money. Explore financing linked to the invoice and the customer who owes it.
Bring: invoice dates, payment terms and customer concentration.
A business with ongoing sales
Assess funding connected to the business’s revenue. Understand how repayment relates to sales and what the structure requires if revenue changes.
Bring: revenue history, payment volume and existing commitments.
A more complex requirement
A bespoke credit structure may need a closer view of the business, security and funding purpose.
Bring: entity structure, financial records and the proposed use of capital.
Understand the offer
before you commit.
An enquiry begins a discussion. It is not a credit application, approval or offer of funding.
Describe the need
Explain what you’re funding, when you need it and how you expect to repay. Start with a concise business summary.
Provide the relevant records
The review can consider account activity, balances, receivables, payment volume, repayment history and the business’s location and sector.
Review a specific offer
Check the provider, amount, all charges, repayment structure, security and conditions. Approval and terms depend on the assessment.
Plan the obligation
Understand what happens when revenue is lower, a customer pays late or a payment is missed before accepting the financing.
Funding amount
is only the beginning.
A useful offer should make the obligation as clear as the money being provided.
| Question | Why it matters |
|---|---|
| How much arrives, and when? | Gross facility size can differ from the net funds available after charges. |
| What is the total cost? | Include interest, fees and any charges tied to use, timing or repayment. |
| How is repayment calculated? | Fixed dates, invoice proceeds and revenue-linked payments affect cash flow differently. |
| What security or guarantees apply? | Understand which assets or obligations are at risk. |
| What happens if plans change? | Review early repayment, missed payments and changes in business performance. |
How much arrives, and when?
- Why it matters
- Gross facility size can differ from the net funds available after charges.
What is the total cost?
- Why it matters
- Include interest, fees and any charges tied to use, timing or repayment.
How is repayment calculated?
- Why it matters
- Fixed dates, invoice proceeds and revenue-linked payments affect cash flow differently.
What security or guarantees apply?
- Why it matters
- Understand which assets or obligations are at risk.
What happens if plans change?
- Why it matters
- Review early repayment, missed payments and changes in business performance.
See the obligation
beside the operation.
Accounts, payment activity and treasury planning give the financing conversation context. The aim is to fund a defined business need while keeping existing commitments visible.
Explore the Business accountArc StudioAS
PAYMENT REVIEW
Linea ComponentsNeeds your approvalLC-2048Aluminium lamp components
€840.00Approval progress1 of 2
ER
Elena RossiFirst approver
AR
Alex RiveraYour approval is required
Two approvals required
No money moves during review.
No money moves during review.
Before discussing financing
No. Eligibility, amount and terms depend on business verification and the credit assessment. A conversation or website enquiry does not guarantee approval.
Criteria depend on the financing structure and your business. Share your entity location, trading history, revenue and funding need so the relevant requirements can be assessed.
The structure can differ by product and provider. Review whether an offer is a credit facility, receivables arrangement or another form of financing and what obligations it creates.
No. Start with a non-sensitive description in the enquiry form. Use the appropriate secure process when a provider requests financial or identity documents.
Give your next move
a funding plan.
Tell us the purpose, timing and scale of the financing you want to discuss.