Shopping online
Use your virtual card and review the merchant and amount in your activity. You can distinguish a pending authorization from a completed charge.
The Finanzer signature card
Pay in person or online, earn cashback on eligible purchases and stay close to every transaction. Your signature card connects spending, controls and payment choices in Finanzer.

Warm ivory, sculptural ribbon relief and the Finanzer globe. A considered design for the card you take from your wallet, not an extra level of complexity when you pay.
Choose your account
Pause your card from its controls while you check. When it’s back with you, unfreeze it. Keep the card’s status, spending limit and online payment setting in view.
A freeze is a card control, not a way to reverse a completed purchase. For an unfamiliar transaction, use the official support route supplied with your account.
YOUR EVERYDAY CARD
Signature•• 4826The card is only one part of a payment. Finanzer also helps you understand what happens around it.
Use your virtual card and review the merchant and amount in your activity. You can distinguish a pending authorization from a completed charge.
See the applicable currency and conversion charges. Check your card’s spending and regional conditions before travelling.
Review pricing categoriesFind the reward against the purchase that earned it. A pending reward becomes paid only after the program’s conditions are met.
How rewards workSpending your balance and borrowing have different consequences. Compare Pay now, PostPay, Flex and Asset Flex before choosing credit.
Compare payment optionsStart with the money available in your account. If you use a credit product, review the amount, repayment dates and total cost separately from the card purchase.
Spend money you already have in your account. Your available balance reflects pending payments, so you can see what remains to spend.
Funding: available balance · No borrowing in this mode.Explore the accountCover an eligible expense before payday, then repay on the agreed date. Check the full cost and whether the payment fits your expected income.
Credit eligibility and repayment terms apply.How PostPay worksChoose an eligible expense to repay over time. Compare every due date, the applicable rate and the total you will repay.
Credit eligibility, fees and repayment obligations apply.How Flex worksAccess funds without selling eligible assets upfront. The loan has borrowing costs, and pledged assets can be liquidated if collateral conditions are breached.
Collateral can lose value. Extra collateral, repayment or liquidation may be required.How Asset Flex worksCard options and delivery depend on your account and location.
Complete the identity and eligibility checks and review the account and card agreements.
Check virtual and physical availability, issuance or delivery charges and any spending limits.
Add money through your account’s funding instructions. Review your card settings before your first purchase.
The signature card is the payment instrument. Pay now uses your available balance; PostPay, Flex and Asset Flex are separate credit choices with approval and repayment terms. Do not assume every card purchase creates credit.
Issuance, delivery and replacement charges depend on your card program and market. Request the applicable fee schedule before ordering.
Wallet support depends on the issuing program, device and market. Confirm the supported wallets for your card before relying on them.
A card freeze does not cancel your agreement with a merchant. Manage subscriptions with the merchant and check the card program’s rules for recurring payments.
Start with the account behind the signature card.