Receive funds
Use the correct funding details and reference for the account and currency.
Personal accounts
Your money, with its context.
Receive funds, hold supported currencies and see what is available for the next payment. Keep pending activity, credit and asset holdings separate.
your balance
Know what is available before you move it.
The booked balance reflects recorded transactions. Pending purchases and other holds can reduce what is available, even before they settle.
A worked balance exampleaccount routine
Receive. Hold. Move. Keep the record.
An account supports the way you use money across currencies.
Hold supported currencies
Read each currency balance separately before choosing whether to convert.
Prepare a transfer
Review the recipient amount, fees and estimated arrival before confirming.
International transfersaccount and credit
Your credit limit is a different number.
Keep money you own separate from what you can borrow. A card facility creates debt when used and has its own collateral and repayment requirements.
Explore asset-backed cards
A pending purchase, hold or account restriction can reduce available funds before a transaction is completed.
Account details and funding methods depend on your currency, residence and service. Use the instructions supplied for your account.
No. Stablecoins have distinct issuer, custody and redemption risks. The type of balance should remain visible.
Start with the currencies you use.
Discuss the account, funding methods and card options available for your circumstances.