Supply funding
An eligible provider commits capital under a lending mandate.
Stablecoins in Business Finance
Why use a stablecoin in business finance?
A stablecoin is a digital token designed to track a reference currency. In a financing arrangement, it can supply capital or carry a payment across a supported blockchain network.
Give the settlement asset a specific job.
A lender may supply stablecoin capital. A payment provider may use stablecoins between the funding account and the recipient. The borrower’s experience depends on the arrangement.
Move funds
A supported network records the transfer between the approved destinations.
Receive and repay
The facility defines recipient delivery, repayment currency and any conversion.
Follow one financing arrangement.
The settlement asset is one part of the journey. Approval, delivery and repayment allocation need their own records.
Credit agreementApproved payment instruction
Capital provider
Bank funds or stablecoinsSettlement route
Transfer; convert currency if neededBusiness or supplier
Bank account or supported walletRepayment
- 01
Repayment
Business pays its obligation
- 02
Reconciliation
Receipt matched to the facility
- 03
Payment allocation
Principal, interest and fees recorded
Currencies and repayment terms follow the credit agreement.
Assess the entire route.
Network fees and confirmation are only part of the operation. A useful comparison includes conversion, custody, local delivery and reconciliation.
Currency and conversion
Know which currency is owed and who bears exchange-rate changes and conversion costs.
Issuer and custody
Understand the token’s reserve and redemption model, and who controls the assets.
Delivery and exceptions
Distinguish blockchain confirmation from recipient delivery. Plan for failed transfers and unmatched receipts.
No. Its backing, redemption rights and protections depend on the issuer, asset and arrangement.
The lending return comes from the credit agreement and the borrower’s repayment. Using a stablecoin to fund or settle does not create that return by itself.
No. Borrower risk remains. Issuer, custody, network and conversion risks also need to be considered.
FZR is a proposed network asset for participation and voluntary risk allocation. It is not designed as a currency-pegged settlement asset.
Work through the details with us.
Tell us about the financing, the participants and the records your process needs.