Freeze when you need to
Freeze or unfreeze your card and review its controls when circumstances change.
Finanzer Signature
A premium card. With assets behind it.
Use eligible assets to support card credit and earn premium cashback on qualifying purchases. Review spending, available credit and what you owe in the same app.
card mechanism
A purchase uses credit. The assets provide security.
Your collateral supports an agreed credit facility. Card spending creates a repayment obligation; it does not turn the value of your holdings into cash you own.
Borrowing is secured against your assets. Their value can change, and pledged assets may be sold if the agreement’s requirements are not met.
Explore asset-backed borrowingcashback
Every eligible purchase has a reward story.
See pending cashback separately from the amount earned. Qualification follows the card programme, including its rate, exclusions, caps and settlement rules.
Understand your cashbackcard controls
Keep the card under your control.
The app brings the everyday card tasks into reach.
Read the transaction
Follow pending, settled, reversed and refunded purchases without treating them as separate spending.
Know the obligation
Check available credit, outstanding debt and repayment requirements before the next purchase.
before you spend
Three checks before your first purchase.
The card should fit your assets and your repayment plan.
Review eligibility
Confirm your market, identity requirements and accepted collateral.
Read the economics
Compare the borrowing cost and card fees alongside the reward programme.
Understand repayment
Know what is due, when it is due and how collateral requirements can change.
Eligible assets are pledged as collateral for credit. A purchase draws on that credit rather than requiring an upfront asset sale. You still owe what you borrow, and collateral can be sold if the agreement’s requirements are not met.
Collateral eligibility and valuation depend on the offer. Ask for the accepted asset list, how values are assessed and the conditions for adding or releasing collateral before committing.
Your offer sets the interest, fees and repayment requirements. Compare the total borrowing cost and card charges with the cashback you expect from eligible spending.
See whether Signature fits your spending.
Discuss eligibility, collateral and the applicable card terms before choosing your card.