Protect the operating buffer
Keep near-term payroll, tax and supplier requirements in the liquidity plan.
Finanzer Treasury
Know what is free. Know what is committed.
Bring operating cash, upcoming payments, debt and pledged assets into one planning view. Make liquidity decisions with each balance’s purpose and access conditions in sight.
cash position
A cash plan starts with the right balances.
See available operating cash alongside scheduled commitments. Keep undrawn credit, outstanding borrowing and pledged assets in their own categories.
Business accountscash decisions
Plan for the payment, the currency and the date.
Use the next business commitment to decide what needs to remain accessible.
Watch currency exposure
Review currencies held against upcoming payment currencies before arranging conversions.
Review access before allocating
Understand withdrawal timing, custody and risk before placing money into an investment or yield strategy.
Earn and allocation risksbalance types
Six balance types. Six different meanings.
One consolidated view should not imply one level of protection or availability.
| Balance | How to read it |
|---|---|
| Cash | Available money, subject to account terms and holds. |
| Payment funds | Funds held under the applicable payment-service arrangement. |
| Stablecoins | Tokens with issuer, custody and redemption risks. |
| Investment assets | Holdings subject to market risk and access conditions. |
| Collateral | Assets pledged as security and subject to credit terms. |
| Borrowed funds | Money drawn from a facility with a repayment obligation. |
- Balance
- Cash
- How to read it
- Available money, subject to account terms and holds.
- Balance
- Payment funds
- How to read it
- Funds held under the applicable payment-service arrangement.
- Balance
- Stablecoins
- How to read it
- Tokens with issuer, custody and redemption risks.
- Balance
- Investment assets
- How to read it
- Holdings subject to market risk and access conditions.
- Balance
- Collateral
- How to read it
- Assets pledged as security and subject to credit terms.
- Balance
- Borrowed funds
- How to read it
- Money drawn from a facility with a repayment obligation.
treasury agent
Ask for the context behind the position.
Use Agent to help explain balances and upcoming commitments. Review the source records behind a recommendation before deciding what to move or allocate.
Meet Finanzer Agent
Credit capacity must remain separate from money the company owns. Review cash, available credit, debt and collateral as distinct values.
No. Strategy-specific withdrawal conditions, fees and risks apply. Plan the operating buffer before considering longer-term allocations.
The described Agent workflow reads, recommends and prepares. Authorised people review proposals under the applicable permissions and approval policy.
Plan around your next commitments.
Bring your operating currencies, payment calendar, credit facilities and access requirements to the conversation.