- Question
- Where does the return come from?
- What to review
- The strategy, underlying activity and counterparties.
Finanzer Earn
Know the source of the return.
Explore investment and yield strategies with their risks, costs and access conditions in view. Keep allocated assets separate from money needed for everyday commitments.
strategy details
Look beyond the displayed return.
A strategy is a financial decision, not an extension of cashback.
| Question | What to review |
|---|---|
| Where does the return come from? | The strategy, underlying activity and counterparties. |
| What can I lose? | Market, credit, custody and other applicable risks. |
| When can I withdraw? | Notice periods, liquidity conditions and restrictions. |
| What do I pay? | All applicable fees and how they affect net returns. |
- Question
- What can I lose?
- What to review
- Market, credit, custody and other applicable risks.
- Question
- When can I withdraw?
- What to review
- Notice periods, liquidity conditions and restrictions.
- Question
- What do I pay?
- What to review
- All applicable fees and how they affect net returns.
cash buffer
Leave everyday money available.
Match an allocation to the time you can leave it in the strategy. Money needed for a near-term payment has a different job from a longer-term holding.
Business liquidity planning
separate values
Keep three different kinds of value distinct.
They come from different activities and carry different obligations.
Cashback
A spending reward governed by the card programme.
CashbackInvestment return
Income or value changes from an asset or strategy, with risk.
Borrowing capacity
An agreed credit limit that creates debt when used, not investment income.
No guaranteed return is stated here. Review the specific strategy and whether any figure is historical, targeted or variable.
Withdrawal conditions are strategy-specific. Read access restrictions before allocating funds.
Do not assume an investment or yield strategy has deposit protections. Its legal structure and risks must be considered separately.
Understand the strategy before allocating.
Discuss the objective, timeframe, access requirements and risks you are prepared to consider.