Receivables and credit
When can an invoice support financing?
An invoice records a payment request. A credit review also needs to establish who owes the money, why it is owed and who has the right to receive it.
What to check
Check the payment obligation behind the invoice.
These records help establish whether a receivable can be considered for financing.
- The obligation
Connect the invoice to the contract, delivery and acceptance evidence.
- The debtor
Identify the party expected to pay and relevant disputes or restrictions.
- The rights
Establish who owns the receivable and whether another party already has a claim.
- The repayment
Define where the payment is received and how it is reconciled.
What it means
An invoice alone does not establish eligibility.
Delivery evidence, customer acceptance, disputes and competing claims can change the assessment. The reviewer needs to understand those details before terms can be agreed.
Common questions
Does an accepted invoice guarantee funding?
No. Acceptance is one part of the evidence. Debtor creditworthiness, legal rights, eligibility and the funding arrangement also matter.