Trade finance
Finance the gap between invoice and payment.
Finanzer is developing credit against eligible business receivables: payments your customers owe for goods or services. The review connects the invoice, customer evidence and repayment terms.
Start with what your customer owes.
A receivable is a right to receive payment. The review links the invoice to the customer, delivery or acceptance evidence, payment terms and any competing claims.
The initial focus is accepted business receivables. Funding depends on eligibility, legal rights and an agreed repayment route.
From an accepted invoice to repayment.
The proposed process keeps the business transaction and its financing in the same record.
Establish the evidence
Connect the invoice, debtor and underlying delivery or acceptance records.
Review the terms
Assess the credit and agree responsibilities, costs and repayment conditions.
Fund and settle
Confirm the agreed funding source, transfer the funds and record settlement.
Reconcile repayment
Match the customer’s payment to the amount due and investigate any difference.
Keep track after the funding arrives.
The credit record tracks payments due and received. If a payment is late or disputed, the servicing team needs the original terms and evidence to decide the response.
See servicing and recoveryNo. Eligibility depends on the debtor, evidence, legal rights, funding mandate and agreed terms.
No. The contract must define who carries debtor risk, any recourse and the scope of any protection.
Tell us about the invoices you want to finance.
Describe the goods or services, who is due to pay and when payment is expected. Keep confidential customer documents out of the initial enquiry.