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Understand the financing before the terminology.

Start with the business need, then explore the economics, the credit process and the infrastructure behind it.

Business financing

Understand cash flow, borrowing costs and the types of credit available.

Finance the gap between paying suppliers and receiving customer cash.

What review, servicing, risk and capital contribute to the price of a loan.

Lending outside public debt markets, and the obligations behind it.

Where a merchant-funded reward comes from and what makes a purchase qualify.

How evidence is reviewed, risk is shared and missed payments are handled.

How evidence, exceptions and decision authority connect.

Who absorbs specified losses, and how the contract sets those limits.

Follow an exception beyond the expected payment date.

How stablecoins and on-chain records fit into the lending process.

Understand funding, conversion and repayment currencies.

Understand which parts of a loan can use on-chain infrastructure.

The participants, products and economics of the network.

Tell us what you are trying to understand. We can discuss the business need, the credit process or the technology.