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Embedded Finance

Bring capital into the product your customers already use.

Finanzer’s planned credit and rewards layer connects the customer journey to underwriting, capital routing, servicing and recovery.

Choose how much of the experience you want to build.

The integration model separates presentation from the credit operations behind it.

Hosted

Guide customers into a Finanzer-hosted flow.

Embedded

Place financing and reward components inside your platform.

API

Build your own interface around the agreed services and events.

Follow the whole journey, not just the application.

Connect business onboarding, eligibility review, offers, funding, repayment and reward settlement to the relevant customer record.

Each integration needs clear responsibilities for data permission, customer communications, decisions and exception handling.

Define the services your product needs.

Agree the scope before choosing an integration mode.

Business onboarding

Company checks, beneficial owners, supporting records and permissioned data access.

Credit journey

Request status, eligible terms, decisions and funding instructions.

Repayment and servicing

Payment schedules, receipt reconciliation and overdue events.

Offers and rewards

Campaign rules, funded budgets, purchase qualification and settlement.

Build around events that can be reconciled.

The integration design includes offer, funding, payment, claim and reward events. Event identity, signatures and duplicate handling need to be part of the contract.

Read the developer guides

Integrate the event, its authority and its result.

The planned integration model links facility references to approved instructions, transfer confirmations and reconciled receipts. Private evidence stays behind access controls.

On-chain

Transfers and loan status

  • Funding transfers
  • Repayment transactions
  • Approved loan updates

Controlled access

Business documents

  • Identity and company files
  • Invoices and bank records
  • Review notes and legal agreements
Linked by facility reference. Documents stay access-controlled.
Explore on-chain credit

Your questions

Embedded Finance questions

Ask the team

Map the journey into your product.

Tell us where financing should appear, which records your platform holds and what your team needs to integrate.