# Price the way you’ll actually use it.

Canonical page: https://finanzer.ai/pricing

> Understand Finanzer pricing by product: accounts, cards, transfers, credit and business services. Review applicable fees and eligibility before choosing.

Start with the services you need: accounts and cards, payments, treasury, financing or an integration. Compare service charges, transaction costs and product-specific terms before choosing.

## Compare the cost categories.

Use this as a guide to the charges that matter. These are pricing categories, not a published tariff or a quotation.

### Personal

- **Account — Plan and account charges:** Inclusions, limits and any ongoing account fee.

- **Card — Issuance and use:** Delivery, replacement, usage and applicable foreign exchange charges.

- **Transfers — Quote before confirmation:** Send amount, exchange rate, fee and total debit.

- **Credit — Individual product terms:** Rate, fees, repayment schedule and total repayment.

- **Assets and Earn — Service-specific costs:** Custody, trading, strategy and withdrawal charges where applicable.

### Business

- **Accounts — Business setup:** Entities, currencies, access and applicable account charges.

- **Team cards — People and spending:** Issuance, replacement and usage charges.

- **Payments — Volumes and routes:** Transfer fees, foreign exchange and payout conditions.

- **Treasury — Services and allocations:** Provider, liquidity, conversion and strategy charges.

- **Capital — A specific offer:** Amount, total cost, repayment and security conditions.

## Tell us what your money needs to do.

The more specific the use case, the more useful the pricing conversation.

### For your everyday account

Share your residence, the currencies you use, whether you want a physical card and the transfers you expect to make.

[Ask about Personal pricing](https://finanzer.ai/contact?topic=Pricing%20and%20availability#enquiry)

### For your business

Include entity locations, card users, payment destinations, approximate volumes and approval needs. Add treasury or capital only if relevant.

[Ask about Business pricing](https://finanzer.ai/contact?topic=Pricing%20and%20availability#enquiry)

### For a particular transfer

Compare the total debit and recipient amount at the same time. A low fee alone does not show the effect of the exchange rate.

[Read a transfer quote](https://finanzer.ai/personal/transfers)

### For borrowing or Earn

Compare the individual product terms. Repayment, collateral, strategy and access conditions can matter as much as the headline rate.

[Compare payment options](https://finanzer.ai/personal#payment-options)

## Include the costs that are easy to miss.

Use the same amount, destination and service assumptions for each comparison.

| Your decision | Include in the comparison |

| --- | --- |

| Getting a card | Account charges, card issuance, delivery, replacement and usage limits. |

| Sending abroad | Send amount, fee, exchange rate, recipient amount and total debit. |

| Using credit | Amount received, interest, fees, total repayment and payment dates. |

| Holding or allocating assets | Custody, trading, strategy, withdrawal costs and access conditions. |

| Running company spend | Number of users and cards, entities, payment volumes and relevant service charges. |

## Confirm fit. Then compare cost.

The right price is for a service you can actually use.

### Confirm market coverage

Your residence or incorporation location affects the services available.

### Get the applicable schedule

Ask for the actual inclusions, limits, recurring charges and transaction costs.

### Review service-specific terms

Credit, investment and card products can have separate providers and agreements.

## Getting a meaningful price

### Why are there no plan prices on this page?

A final approved fee schedule is not supplied in this website build. Publishing invented plan prices would not help you compare. The enquiry route lets you describe the services and market for which you need pricing.

### Does the transfer example show what I will pay?

No. It is a dated product example, not a live exchange rate or fee. An actual transfer needs a quote for your amount, currency and destination.

### Does cashback offset the account fee?

That depends on your eligible spending, the reward rate and cap, and the applicable fees. Compare those together rather than assuming the headline reward covers the cost.

### Will a pricing enquiry open an account?

No. Asking about pricing does not open an account, order a card or apply for credit. Those steps require their own verification and agreements.

## Get a price for the way you use money.

Include your market and the services you need. Keep sensitive documents out of the initial enquiry.

[Ask about pricing](https://finanzer.ai/contact?topic=Pricing%20and%20availability#enquiry)

[Compare Personal and Business](https://finanzer.ai/get-started)