# When can an invoice support financing?

Canonical page: https://finanzer.ai/learn/receivables-and-credit

> An invoice records a payment request. A credit review also needs to establish who owes the money, why it is owed and who has the right to receive it.

An invoice records a payment request. A credit review also needs to establish who owes the money, why it is owed and who has the right to receive it.

## Check the payment obligation behind the invoice.

These records help establish whether a receivable can be considered for financing.

### The obligation

Connect the invoice to the contract, delivery and acceptance evidence.

### The debtor

Identify the party expected to pay and relevant disputes or restrictions.

### The rights

Establish who owns the receivable and whether another party already has a claim.

### The repayment

Define where the payment is received and how it is reconciled.

## An invoice alone does not establish eligibility.

Delivery evidence, customer acceptance, disputes and competing claims can change the assessment. The reviewer needs to understand those details before terms can be agreed.

[Explore trade finance](https://finanzer.ai/business/trade-finance)

## Common questions

### Does an accepted invoice guarantee funding?

No. Acceptance is one part of the evidence. Debtor creditworthiness, legal rights, eligibility and the funding arrangement also matter.

## Continue with trade finance.

See how this process fits into the product Finanzer is developing.

[Explore trade finance](https://finanzer.ai/business/trade-finance)

[Browse all guides](https://finanzer.ai/learn)