# A shared event record needs a clear legal meaning.

Canonical page: https://finanzer.ai/learn/onchain-finance

> On-chain systems can record financial states and transfers. The business obligation, permissions and evidence still need to be understood.

On-chain systems can record financial states and transfers. The business obligation, permissions and evidence still need to be understood.

## Record what happened.

Funding, settlement and repayment events can be linked to identifiers used by the credit system.

## Keep sensitive evidence controlled.

Company files, personal information and review notes require appropriate access controls. Publishing a transaction does not require publishing the underlying private files.

## Distinguish the rail from the asset.

Stablecoins may be used for approved settlement routes. The borrower’s debt, the lender’s rights and any FZR participation remain separate records and agreements.

## Onchain finance questions

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