# Put capital to work without building another lending operation.

Canonical page: https://finanzer.ai/capital-network

> Finanzer is building the operating layer around business credit. Define the assets, markets and risk your institution wants to finance, then follow each matched opportunity through repayment.

Finanzer is building the operating layer around business credit. Define the assets, markets and risk your institution wants to finance, then follow each matched opportunity through repayment.

## Your mandate sets the boundaries.

Specify asset type, geography, duration, currency, concentration and any protection requirements before opportunities are considered.

Lender approval, available capacity and executable terms govern allocation. A matching result is one input into the decision.

## Supply the capital. Define the risk. Connect the operations.

The proposed service brings the operating record to each capital provider.

### Origination

Find and qualify opportunities within the target asset class.

### Underwriting

Carry the source evidence, assessment and decision history with the asset.

### Allocation

Check mandate fit, capacity and any required protection.

### Monitoring

Follow concentration, payment status, collateral and changes in the underlying business.

### Servicing

Coordinate collection, payment allocation and reconciliation.

### Recovery

Manage records and responsibilities through disputes, claims and recovery actions.

## Assess the whole credit relationship.

Review duration, expected cash flows, operating fees, protection costs, liquidity and the losses you retain. Return depends on what is actually repaid.

### Capital recycling

Shorter obligations may allow capital to be redeployed after repayment.

### Transaction visibility

Inspect the activity, evidence and obligations behind the allocation.

### Defined protection

Any protection must specify eligible claims, funded resources, limits and recoveries.

## A lender should be able to follow an exception to its resolution.

Payment delays, disputes and deterioration need different responses. The servicing record links the cause, responsible party and next action.

[Explore Risk & Recovery](https://finanzer.ai/platform/servicing-and-recovery)

## Capital Network questions

### Is FZR the money being lent?

No. Lending capital and settlement assets are separate from the proposed FZR risk-participation mechanism.

### Does a protection arrangement remove credit risk?

No. Coverage, exclusions, funding, execution and recovery terms determine what can be claimed and which losses remain with the lender.

## Start with your lending mandate.

Share the assets, markets and risk limits your institution is prepared to finance.

[Discuss your mandate](https://finanzer.ai/contact?topic=Capital%20partnership#enquiry)

[How Finanzer works](https://finanzer.ai/platform)