# Run today’s finances. Plan your next move.

Canonical page: https://finanzer.ai/business

> Connect accounts, team spending, payments and approvals with treasury planning, financing options and Agent assistance for your business.

Connect business accounts, team cards, payments and expenses with approvals and cash visibility. Plan liquidity with Treasury, explore financing with Capital and use Agent to prepare decisions for review.

## Less time piecing the payment together.

A supplier needs paying. A colleague needs a card. Month-end needs a complete record. Finanzer connects the money to the work around it.

### You run the business

See your operating cash, upcoming commitments and payments awaiting approval before deciding what to fund next.

[Explore Business accounts](https://finanzer.ai/business/accounts)

### You run finance

Keep the beneficiary, invoice, funding source and approval trail with the payment. Give each colleague the access their role needs.

[See roles and approvals](https://finanzer.ai/business/approvals)

### Your team needs to spend

Issue cards with a purpose and a limit. Connect purchases to receipts, categories and cost centers so finance can review the record.

[Explore team cards](https://finanzer.ai/business/cards)

## Review the payment. Keep the context.

Before you approve a supplier payment, see who receives it, what it relates to and which account funds it. The approval history shows whose decision is still needed.

In the interactive example, an €840 supplier payment is awaiting one more approval. Review is separate from release, so you can inspect the payment without treating a click as money already sent.

[Follow a supplier payment](https://finanzer.ai/business/payments)

## Give people room to work. Set the boundaries first.

Travel, subscriptions and supplier purchases need different controls. Assign cards by employee, department or vendor, with spending rules tied to their purpose.

When the purchase arrives, finance can see the owner, budget and receipt. The expense record follows the transaction into review and accounting export.

[Build your spending controls](https://finanzer.ai/business/cards)

## Prepare once. Review every payment.

Use a beneficiary directory and bulk payment workflow for supplier or contractor runs. Each payment still needs the right destination, funding and authority.

### Prepare the beneficiaries

Bring the recipient details, currency, reference and scheduled date together. Confirm new or changed destinations before use.

### Review quotes and approvals

Inspect cost, arrival and funding for the available routes. Apply the required approval rules to the proposed payments.

### Follow the outcome

Track processing and completion, retain remittance details and resolve exceptions without assuming the whole run succeeded.

[Explore business payments](https://finanzer.ai/business/payments)

## A clearer view of what the business can do next.

Operating money, surplus funds and borrowed capital have different jobs. Keep those decisions connected without treating every balance as interchangeable.

### Protect upcoming commitments

Use cash buffers, currency exposure and liquidity planning to understand what needs to remain accessible.

[Explore Treasury](https://finanzer.ai/treasury)

### Fund the gap before revenue arrives

Discuss working capital, receivables or revenue-linked financing around the purpose, timing and repayment capacity of your business.

[Explore Capital](https://finanzer.ai/capital)

### Prepare the next decision

Ask Agent to summarize cash or prepare a payment with its source records and approval requirements attached.

[See Finanzer Agent](https://finanzer.ai/agent)

## Planning your business setup

### Who is Finanzer Business for?

Companies with operating accounts, supplier or contractor payments, and team spending to manage. The strongest fit is a business whose money and responsibilities cross currencies, borders or departments.

### Can I separate preparation from approval?

Yes. Roles and approval rules distinguish the people preparing a financial action from those authorized to approve it. Thresholds and two-person approval can be part of that setup.

### Can I move existing suppliers and payment runs?

The product supports a beneficiary directory and bulk CSV payment preparation. Review supported routes, required fields and approval needs for your setup before planning the migration.

### What should I bring to a demo?

Your entity locations, currencies, payment destinations, approximate payment volumes and current approval process. Include card users and accounting export requirements so the discussion follows your actual workflow.

## Bring us your next payment run.

We can use your suppliers, currencies and approval needs to frame the business conversation. Start with a description, not sensitive financial documents.

[Request a business demo](https://finanzer.ai/contact?topic=Business%20demo#enquiry)

[See business pricing questions](https://finanzer.ai/pricing)