# Ask the question. Review the next move.

Canonical page: https://finanzer.ai/agent

> Use Finanzer Agent to explain a cash position or prepare a payment proposal. Inspect source records and permissions; authorized people retain approval.

Ask Agent to explain cash, investigate a payment or prepare a financial action. See the source records and proposed details, with the decision kept in authorized hands.

## The work before the financial decision.

Agent helps gather the context that would otherwise sit across balances, payments and records. Its answer depends on the data and permissions available.

### ‘What is committed from this balance?’

Ask for the cash position with pending payments and relevant records. Review the source and timing before deciding what is available.

### ‘Prepare this supplier payment.’

Bring the beneficiary, amount and funding details into a proposal. Review the quote and required approval rather than executing from an ambiguous message.

### ‘Which route should I review?’

Compare available transfer routes using cost, arrival and the destination requirements. A recommendation remains subject to the actual quote.

### ‘What should we review before allocating cash?’

Ask for a summary of balances, commitments and relevant treasury information. The allocation decision and product risk remain yours.

## A proposal you can inspect.

The example on this page prepares a supplier-payment review. It does not move funds.

### Understand the intent

The request identifies the task, the customer or organization and the records it refers to.

### Show the evidence

Inspect the source records and proposed financial details, including amount, beneficiary, fee and funding source.

### Identify the authority

See the permissions and approval state required for the proposed action.

### Hand over the decision

An authorized person reviews the proposal. The displayed Agent cannot approve or execute independently.

## Helpful analysis. Visible limits.

The default workflow supports reading, recommendations and preparation. It does not imply open-ended authority over an account.

| Agent can help | What remains required |

| --- | --- |

| Explain a financial position | Check sources, timestamps and incomplete information. |

| Recommend a route or next step | Review costs, conditions and the context of the choice. |

| Prepare a payment or application | Verify the details and complete the required human process. |

| Surface a policy issue | Have the responsible person decide what to do next. |

## The question should lead back to the record.

Keep the answer connected to an account, payment, approval or treasury position. That makes it possible to inspect the reason for a proposal and continue the work in the right place.

[Explore Business approvals](https://finanzer.ai/business/approvals)

## Working with Agent

### Can Agent send money without asking?

Agent reads, recommends and prepares. In the workflow shown, it cannot independently approve or send a payment. The authorized person must review the details and complete the required approvals.

### What if a request is ambiguous?

A financial action needs clear beneficiary, amount, currency and authority. An ambiguous message should not be treated as permission for an irreversible payment.

### Can I rely on every answer?

Review the source records, timestamps and assumptions. Missing or stale data can affect the answer. An Agent explanation is not a guarantee of accuracy or personalized financial advice.

### Does using Agent bypass our approval policy?

No. Prepared actions remain subject to the relevant roles, permissions and required approvals.

## Bring the question your team keeps asking.

Start with a payment, cash or approval workflow where better context would help.

[Discuss Agent for your team](https://finanzer.ai/contact?topic=Business%20demo#enquiry)

[Explore the Business workflow](https://finanzer.ai/business)